Insurance for Food Recall
Consumers in today's society are well-educated and carry a heightened expectation that the food they consume will not only be
The food company will look to its "food recall" insurers to assist with the crisis and to defend and indemnify any and all claims. Coverage disputes already arise under commercial general liability policies regarding whether there has been "bodily injury" or "property damage" in food contamination claims; and now that the number and breadth of food contamination incidents are increasing. Other types of insurance policies that may provide some "food recall" coverage are similarly being tested. Specialized product contamination policies are being purchased to specifically deal with the exposure, but even these policies must be closely scrutinized due to the varying policy language.
If you think that your company's insurance portfolio could use a close examination from the perspective of coverage for a potential "food recall," please contact Art Garrett (202-434-4248 or garrett@khlaw.com).
Arthur S. Garrett III is co-chair of Keller and Heckman's national litigation practice and serves as the Firm's General Counsel. Mr. Garrett's litigation practice focuses on insurance recovery with an emphasis on representation of food industry policyholders. He also specializes in advising food companies as to their liability insurance programs, and provides advice on the appropriate insurance coverage and the rights of policyholders in the event of a loss and/or dispute with their insurance carriers. Recently, Mr. Garrett has handled "food recall" insurance matters involving pomegranate, parsley, alfalfa, soft cheese