Keller and Heckman LLP's insurance coverage team provides advice, counseling, and representation to corporations and trade associations on their comprehensive general liability, directors and officers, errors and omissions, excess/umbrella and specialized recall/product contamination insurance policies. And, if a lawsuit has been filed, our team of attorneys will seek to maximize the recovery of defense and coverage dollars through negotiation or, if necessary, litigation against the liability insurer.
Our Insurance Coverage team offers a full range of insurance coverage services, including:
Counseling on the purchase/renewal of liability insurance. Provide counsel to our clients on the types of insurance they should have, what the policy limits should be, and advise on particular endorsements they may need given their current situation.
Counseling on the status of existing liability policies. Many clients want to know if their existing policies are adequate to cover the acquisition of a new company or new product, whether the policy limits are enough, or whether the policy covers a particular type of exposure, such as antitrust or employment practices. Others want to know whether their insurance affords them protection if they agree to indemnify a company in a business deal.
Counseling on insurer's defense/coverage responsibilities. Often the team will advise our client policyholders on whether their insurer owes them a defense and/or coverage under their insurance policy. Our team will review the insurance policy and interface with the client, or often the broker, to make such a determination.
Representing policyholders in defense/coverage litigation. When dealing behind the scenes does not get it done, the Insurance Coverage team will represent our client policyholder in direct negotiations or litigation against the insurance carrier to secure a defense and coverage on the underlying claim. We will also seek reimbursement of our client's attorneys' fees incurred in prosecuting the insurance coverage action, if warranted.
Our Insurance Coverage attorneys have extensive experience in recovering insurance dollars on behalf of clients confronted with environmental, product, toxic tort and recall liabilities. We also specialize in identifying and pursuing multiple insurance carriers in cases involving "long-tail" bodily injury or property damage claims.
Recently, our Insurance Coverage team has been involved with:
Please contact Art Garrett at firstname.lastname@example.org, Doug Behr at email@example.com, or Bob Niemann at firstname.lastname@example.org for more information.
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